{"id":1622,"date":"2025-09-22T18:07:00","date_gmt":"2025-09-22T18:07:00","guid":{"rendered":"https:\/\/www.umu.cn\/blog\/ai-%e5%a6%82%e4%bd%95%e9%a9%b1%e5%8a%a8%e4%bc%81%e4%b8%9a%e5%a2%9e%e9%95%bf%ef%bc%9f%e6%9d%a5%e8%87%aa%e4%ba%ba%e5%8a%9b%e8%b5%84%e6%9c%ac%e8%a7%86%e8%a7%92%e7%9a%84%e6%b7%b1%e5%ba%a6%e7%a0%94\/"},"modified":"2026-08-13T07:04:48","modified_gmt":"2026-08-13T07:04:48","slug":"ai-%e5%a6%82%e4%bd%95%e9%a9%b1%e5%8a%a8%e4%bc%81%e4%b8%9a%e5%a2%9e%e9%95%bf%ef%bc%9f%e6%9d%a5%e8%87%aa%e4%ba%ba%e5%8a%9b%e8%b5%84%e6%9c%ac%e8%a7%86%e8%a7%92%e7%9a%84%e6%b7%b1%e5%ba%a6%e7%a0%94","status":"publish","type":"umu_blog","link":"https:\/\/www.umu.cn\/blog\/a\/4017092910\/","title":{"rendered":"AI \u5982\u4f55\u9a71\u52a8\u4f01\u4e1a\u589e\u957f\uff1f\u6765\u81ea\u4eba\u529b\u8d44\u672c\u89c6\u89d2\u7684\u6df1\u5ea6\u7814\u7a76\uff08\u5b66\u672f\u8bba\u6587\u7814\u8bfb\uff09"},"content":{"rendered":"

\"alt\"<\/p>\n

\u5728 AI \u6280\u672f\u6d6a\u6f6e\u98ce\u8d77\u4e91\u6d8c\u7684\u65f6\u4ee3\uff0c\u4eba\u5de5\u667a\u80fd\uff08AI\uff09\u5df2\u6210\u4e3a\u4f01\u4e1a\u7ade\u4e89\u7684\u5173\u952e\u53d8\u91cf\u3002\u7136\u800c\uff0cAI \u7a76\u7adf\u5982\u4f55\u5f71\u54cd\u4f01\u4e1a\u53d1\u5c55\uff1f\u5176\u4ef7\u503c\u5b9e\u73b0\u662f\u5426\u4f9d\u8d56\u7279\u5b9a\u8def\u5f84\uff1f<\/p>\n

\u53d1\u8868\u4e8e\u300a\u91d1\u878d\u7ecf\u6d4e\u5b66\u6742\u5fd7\u300b\uff08Journal of Financial Economics\uff092024 \u5e74\u520a\u7684\u4e00\u7bc7\u7814\u7a76\u8bba\u6587\uff0c\u901a\u8fc7\u72ec\u7279\u7684\u4eba\u529b\u8d44\u672c\u89c6\u89d2\uff0c\u4e3a\u6211\u4eec\u63ed\u5f00\u4e86 AI \u4e0e\u4f01\u4e1a\u589e\u957f\u4e4b\u95f4\u7684\u6df1\u5c42\u5173\u8054\u3002\u8be5\u7814\u7a76\u7531\u54e5\u4f26\u6bd4\u4e9a\u5927\u5b66\u3001\u52a0\u5dde\u5927\u5b66\u4f2f\u514b\u5229\u5206\u6821\u7b49\u673a\u6784\u7684\u5b66\u8005\u5171\u540c\u5b8c\u6210\uff0c\u57fa\u4e8e\u6d77\u91cf\u7b80\u5386\u6570\u636e\u4e0e\u804c\u4f4d\u53d1\u5e03\u4fe1\u606f\uff0c\u6784\u5efa\u4e86\u5168\u65b0\u7684\u4f01\u4e1a AI \u6295\u8d44\u8861\u91cf\u6307\u6807\uff0c\u5176\u7ed3\u8bba\u5bf9\u4f01\u4e1a\u7ba1\u7406\u8005\u5236\u5b9a AI \u6218\u7565\u5177\u6709\u91cd\u8981\u7684\u5b9e\u8df5\u6307\u5bfc\u610f\u4e49\u3002<\/p>\n

1. \u6838\u5fc3\u6d1e\u89c1\uff1a\u91cd\u65b0\u7406\u89e3 AI \u9a71\u52a8\u589e\u957f\u7684\u5e95\u5c42\u903b\u8f91<\/h2>\n

\u4f20\u7edf\u8ba4\u77e5\u4e2d\uff0c\u6280\u672f\u5bf9\u4f01\u4e1a\u7684\u4ef7\u503c\u5f80\u5f80\u7b49\u540c\u4e8e\u201c\u6548\u7387\u63d0\u5347\u201d\u6216\u201c\u6210\u672c\u524a\u51cf\u201d\uff0c\u4f46\u8fd9\u9879\u7814\u7a76\u901a\u8fc7\u5b9e\u8bc1\u6570\u636e\u98a0\u8986\u4e86\u8fd9\u4e00\u89c2\u70b9\uff0c\u63d0\u51fa\u4e09\u4e2a\u5173\u952e\u6d1e\u89c1\uff1a<\/p>\n

1. \u589e\u957f\u6838\u5fc3\u662f\u4ea7\u54c1\u521b\u65b0\uff0c\u800c\u975e\u6210\u672c\u63a7\u5236<\/strong>\uff1aAI \u5bf9\u4f01\u4e1a\u589e\u957f\u7684\u8d21\u732e\u4e2d\uff0c80% \u4ee5\u4e0a\u6765\u81ea\u4ea7\u54c1\u521b\u65b0\uff08\u5982\u65b0\u4ea7\u54c1\u7814\u53d1\u3001\u73b0\u6709\u4ea7\u54c1\u5347\u7ea7\uff09\uff0c\u4ec5\u6709\u4e0d\u5230 20% \u4e0e\u8fd0\u8425\u6548\u7387\u76f8\u5173\u3002\u7814\u7a76\u663e\u793a\uff0cAI \u6295\u8d44\u4f01\u4e1a\u7684\u4ea7\u54c1\u4e13\u5229\u6570\u91cf\u589e\u957f 23%\uff0c\u800c\u201c\u4eba\u5747\u9500\u552e\u989d\u201d\u201c\u8fd0\u8425\u6210\u672c\u7387\u201d\u7b49\u6548\u7387\u6307\u6807\u65e0\u663e\u8457\u53d8\u5316\u3002<\/p>\n

2. \u4eba\u529b\u8d44\u672c\u662f AI \u843d\u5730\u7684\u5173\u952e\u8f7d\u4f53<\/strong>\uff1a\u4f01\u4e1a AI \u6295\u8d44\u7684\u672c\u8d28\u662f\u201cAI \u4eba\u624d\u6295\u8d44\u201d\u2014\u2014 \u7814\u7a76\u6784\u5efa\u7684 AI \u8861\u91cf\u6307\u6807\uff08\u57fa\u4e8e\u5458\u5de5\u7b80\u5386\u4e0e\u5c97\u4f4d\u9700\u6c42\u6570\u636e\uff09\u663e\u793a\uff0cAI \u5c97\u4f4d\u5360\u6bd4\u6bcf\u63d0\u5347 1 \u4e2a\u6807\u51c6\u5dee\uff0c\u4f01\u4e1a\u5e02\u503c\u589e\u957f 22.3%\uff0c\u4e14\u8fd9\u4e00\u6548\u5e94\u5728\u63a7\u5236\u5176\u4ed6\u53d8\u91cf\u540e\u4f9d\u7136\u7a33\u5065\u3002<\/p>\n

3. \u5927\u4f01\u4e1a\u66f4\u6613\u6355\u83b7 AI \u7ea2\u5229<\/strong>\uff1a\u521d\u59cb\u89c4\u6a21\u8d8a\u5927\u7684\u4f01\u4e1a\uff0cAI \u6295\u8d44\u5e26\u6765\u7684\u589e\u957f\u5e45\u5ea6\u8d8a\u5927\uff0c\u5934\u90e8\u4f01\u4e1a\u7684 AI \u589e\u957f\u6548\u5e94\u662f\u4e2d\u5c0f\u4f01\u4e1a\u7684 4-5 \u500d\uff0c\u6838\u5fc3\u539f\u56e0\u5728\u4e8e\u5927\u4f01\u4e1a\u62e5\u6709\u66f4\u591a\u201c\u6570\u636e\u8d44\u4ea7\u201d\u2014\u2014 AI \u6a21\u578b\u8bad\u7ec3\u7684\u5173\u952e\u8f93\u5165\u3002<\/p>\n

2. \u7814\u7a76\u80cc\u666f<\/h2>\n

1. AI \u7684\u91cd\u8981\u6027\u4e0e\u7ecf\u6d4e\u589e\u957f\u7684\u6096\u8bba<\/strong><\/p>\n

\u7814\u7a76\u6307\u51fa\uff0c\u6280\u672f\u53d8\u9769\u662f\u7ecf\u6d4e\u589e\u957f\u7684\u5173\u952e\u9a71\u52a8\u529b\uff0c\u800c\u8fc7\u53bb\u5341\u5e74\u4eba\u5de5\u667a\u80fd\uff08AI\uff09\u4f5c\u4e3a\u4e00\u9879\u65b0\u5174\u6280\u672f\uff0c\u5176\u53d1\u5c55\u548c\u5546\u4e1a\u5e94\u7528\u90fd\u975e\u5e38\u8fc5\u731b\u3002\u7406\u8bba\u4e0a\uff0cAI \u4f5c\u4e3a\u4e00\u79cd\u201c\u901a\u7528\u76ee\u7684\u6280\u672f\u201d\uff0c\u6709\u6f5c\u529b\u901a\u8fc7\u63d0\u5347\u751f\u4ea7\u7387\u548c\u4fc3\u8fdb\u4ea7\u54c1\u521b\u65b0\u6765\u63a8\u52a8\u5404\u884c\u5404\u4e1a\u7684\u589e\u957f\u3002<\/p>\n

\u7136\u800c\uff0c\u73b0\u5b9e\u662f\u8fc7\u53bb\u5341\u5e74\u7684\u5b8f\u89c2\u7ecf\u6d4e\u6570\u636e\u663e\u793a\u751f\u4ea7\u7387\u589e\u957f\u4e4f\u529b\uff0c\u8fd9\u8ba9\u4eba\u4eec\u6000\u7591 AI \u7684\u5b9e\u9645\u6548\u76ca\u662f\u5426\u88ab\u5938\u5927\uff0c\u6216\u8005\u9700\u8981\u66f4\u957f\u65f6\u95f4\u624d\u80fd\u663e\u73b0\u3002<\/p>\n

2. \u6838\u5fc3\u7814\u7a76\u969c\u788d\uff1a\u7f3a\u4e4f\u8861\u91cf\u4f01\u4e1a AI \u6295\u8d44\u7684\u6709\u6548\u6570\u636e<\/strong><\/p>\n

\u5f53\u524d\uff0c\u5b66\u672f\u754c\u548c\u4e1a\u754c\u60f3\u8981\u7406\u89e3 AI \u7684\u771f\u5b9e\u7ecf\u6d4e\u5f71\u54cd\uff0c\u9762\u4e34\u7684\u6700\u5927\u6311\u6218\u662f\u201c\u7f3a\u4e4f\u5168\u9762\u7684\u3001\u4f01\u4e1a\u5c42\u9762\u7684 AI \u6295\u8d44\u6570\u636e\u201d\u3002\u4f20\u7edf\u8861\u91cf\u4f01\u4e1a AI \u6295\u8d44\u7684\u65b9\u6cd5\u4f9d\u8d56\u4f01\u4e1a\u8d22\u62a5\u4e2d\u6a21\u7cca\u7684\u7814\u53d1\u652f\u51fa\u6570\u636e\uff0c\u4e14\u5c40\u9650\u4e8e\u7279\u5b9a\u884c\u4e1a\u7684\u6848\u4f8b\u5206\u6790\uff0c\u8fd9\u4e9b\u65b9\u6cd5\u5b58\u5728\u660e\u663e\u5c40\u9650\uff1a<\/p>\n

    \n
  • \n

    \u4f9d\u8d56\u4f01\u4e1a\u8d22\u62a5\u4e2d\u7684\u201c\u7814\u53d1\u652f\u51fa\u201d\u6570\u636e\uff0c\u4f46\u7814\u53d1\u652f\u51fa\u5305\u542b\u975e AI \u6295\u5165\uff08\u5982\u4f20\u7edf\u6280\u672f\u7814\u53d1\uff09\uff0c\u65e0\u6cd5\u5355\u72ec\u5265\u79bb AI \u7684\u8d21\u732e\uff1b<\/p>\n<\/li>\n

  • \n

    \u805a\u7126\u7279\u5b9a\u884c\u4e1a\uff08\u5982\u79d1\u6280\u3001\u91d1\u878d\uff09\u6216\u7279\u5b9a AI \u5e94\u7528\uff08\u5982\u673a\u5668\u4eba\u3001\u7b97\u6cd5\u63a8\u8350\uff09\uff0c\u96be\u4ee5\u53cd\u6620 AI \u5728\u4e0d\u540c\u884c\u4e1a\u7684\u901a\u7528\u6027\uff1b<\/p>\n<\/li>\n

  • \n

    \u91c7\u7528\u201c\u662f\u5426\u4f7f\u7528 AI\u201d\u7684\u4e8c\u5143\u6307\u6807\uff08\u5982 \u201c\u662f \/ \u5426\u5f15\u5165 AI \u5de5\u5177\u201d\uff09\uff0c\u65e0\u6cd5\u91cf\u5316 AI \u6295\u8d44\u7684\u5f3a\u5ea6\u4e0e\u6df1\u5ea6\u3002<\/p>\n<\/li>\n<\/ul>\n

    \u6ca1\u6709\u53ef\u9760\u7684\u6570\u636e\uff0c\u5c31\u65e0\u6cd5\u7cfb\u7edf\u6027\u5730\u5206\u6790\u4f01\u4e1a\u7684 AI \u6295\u8d44\u53ca\u5176\u5bf9\u4f01\u4e1a\u53d1\u5c55\u7684\u5b9e\u9645\u5f71\u54cd\u3002<\/p>\n

    3. \u7a81\u7834\u7814\u7a76\u969c\u788d\u7684\u521b\u65b0\u89c6\u89d2\uff1a\u4ece\u4eba\u529b\u8d44\u672c\u5207\u5165<\/strong><\/p>\n

    \u4e3a\u4e86\u7834\u89e3\u8fd9\u4e00\u6570\u636e\u56f0\u5883\uff0c\u8be5\u7814\u7a76\u5f15\u5165\u4e86\u4eba\u529b\u8d44\u672c\u89c6\u89d2\uff08human capital perspective\uff09\u3002\u4eba\u529b\u8d44\u672c\u89c6\u89d2\u662f\u4e00\u79cd\u5c06\u5458\u5de5\u4f5c\u4e3a\u4f01\u4e1a\u6838\u5fc3\u8d44\u4ea7\u548c\u5173\u952e\u6295\u5165\u6765\u770b\u5f85\u7684\u5206\u6790\u65b9\u6cd5\uff0c\u5c24\u5176\u9002\u7528\u4e8e\u8861\u91cf\u90a3\u4e9b\u96be\u4ee5\u901a\u8fc7\u4f20\u7edf\u8d22\u52a1\u6570\u636e\u91cf\u5316\u7684\u65e0\u5f62\u8d44\u4ea7\u3002<\/p>\n

    \u7814\u7a76\u8005\u8ba4\u4e3a\uff0cAI \u6280\u672f\u9ad8\u5ea6\u4f9d\u8d56\u4eba\u7c7b\u7684\u4e13\u4e1a\u77e5\u8bc6\uff0c\u56e0\u6b64\u4f7f\u7528\u4f01\u4e1a\u62e5\u6709\u7684\u201cAI \u6280\u80fd\u4eba\u529b\u8d44\u672c\u201d\u6765\u8861\u91cf\u5176 AI \u6295\u8d44\u6c34\u5e73\u662f\u4e00\u79cd\u7279\u522b\u5408\u9002\u7684\u65b9\u6cd5\u3002\u4ed6\u4eec\u521b\u9020\u6027\u5730\u7ed3\u5408\u4e86\u4e24\u4e2a\u72ec\u7279\u7684\u3001\u5927\u89c4\u6a21\u7684\u6570\u636e\u96c6\u6765\u5b9e\u73b0\u8fd9\u4e00\u76ee\u6807\uff1a<\/p>\n

      \n
    • \n

      Cognism \u7b80\u5386\u6570\u636e<\/strong>\uff1a\u8986\u76d6\u5168\u7403 5.35 \u4ebf\u4efd\u4e2a\u4eba\u7b80\u5386\uff0c\u5305\u542b\u5c97\u4f4d\u540d\u79f0\u3001\u5de5\u4f5c\u63cf\u8ff0\u3001\u6280\u80fd\u5173\u952e\u8bcd\u7b49\u4fe1\u606f\uff0c\u53ef\u8bc6\u522b\u4f01\u4e1a\u201c\u73b0\u6709 AI \u4eba\u624d\u5b58\u91cf\u201d\uff08\u5982\u5458\u5de5\u662f\u5426\u4ece\u4e8b\u673a\u5668\u5b66\u4e60\u3001\u8ba1\u7b97\u673a\u89c6\u89c9\u76f8\u5173\u5de5\u4f5c\uff09\uff1b<\/p>\n<\/li>\n

    • \n

      Burning Glass \u5c97\u4f4d\u6570\u636e<\/strong>\uff1a\u6db5\u76d6\u7f8e\u56fd 1.8 \u4ebf\u6761\u804c\u4f4d\u9700\u6c42\uff0c\u901a\u8fc7\u6280\u80fd\u5171\u73b0\u7b97\u6cd5\uff08\u5982\u201cTensorFlow\u201d\u4e0e\u201c\u673a\u5668\u5b66\u4e60\u201d\u7684\u5171\u73b0\u9891\u7387\uff09\u8bc6\u522b\u4f01\u4e1a\u201cAI \u4eba\u624d\u9700\u6c42\u589e\u91cf\u201d\u3002<\/p>\n<\/li>\n<\/ul>\n

      \u901a\u8fc7\u5206\u6790\u8fd9\u4e24\u4e2a\u6570\u636e\u5e93\u4e2d\u4e0e AI \u76f8\u5173\u7684\u6280\u80fd\uff08\u5982\u673a\u5668\u5b66\u4e60\u3001\u6df1\u5ea6\u5b66\u4e60\u3001\u8ba1\u7b97\u673a\u89c6\u89c9\u7b49\uff09\uff0c\u7814\u7a76\u4eba\u5458\u5f97\u4ee5\u7cbe\u51c6\u5730\u91cf\u5316\u6bcf\u5bb6\u516c\u53f8\u5728\u4efb\u610f\u65f6\u95f4\u70b9\u7684 AI \u4eba\u529b\u8d44\u672c\u6c34\u5e73\u3002<\/p>\n

      \u8fd9\u79cd\u65b9\u6cd5\u7ed5\u5f00\u4e86\u6a21\u7cca\u7684\u8d22\u52a1\u62a5\u544a\uff0c\u76f4\u51fb AI \u80fd\u529b\u7684\u6838\u5fc3\u2014\u2014\u638c\u63e1 AI \u76f8\u5173\u6280\u80fd\u7684\u4eba\u3002\u901a\u8fc7\u8fd9\u79cd\u57fa\u4e8e\u4eba\u529b\u8d44\u672c\u89c6\u89d2\u7684\u521b\u65b0\u65b9\u6cd5\uff0c\u8be5\u7814\u7a76\u5f97\u4ee5\u6784\u5efa\u4e00\u4e2a\u53ef\u9760\u7684\u4f01\u4e1a\u7ea7 AI \u6295\u8d44\u8861\u91cf\u6307\u6807\uff0c\u4ece\u800c\u4e3a\u7cfb\u7edf\u6027\u5730\u7814\u7a76 AI \u7684\u7ecf\u6d4e\u5f71\u54cd\u5960\u5b9a\u4e86\u57fa\u7840\u3002<\/p>\n

      3. \u7814\u7a76\u95ee\u9898\u4e0e\u7814\u7a76\u65b9\u6cd5<\/h2>\n

      \u4e3a\u4e86\u7cfb\u7edf\u5730\u56de\u7b54 AI \u5982\u4f55\u9a71\u52a8\u4f01\u4e1a\u589e\u957f\u7684\u95ee\u9898\uff0c\u7814\u7a76\u8005\u63d0\u51fa\u4e86\u4ee5\u4e0b\u51e0\u4e2a\u5177\u4f53\u95ee\u9898\uff1a<\/p>\n

      1. AI \u6295\u8d44\u4e0e\u4f01\u4e1a\u589e\u957f\u7684\u5173\u7cfb<\/strong>\uff1a\u6295\u8d44 AI \u662f\u5426\u4e0e\u4f01\u4e1a\u66f4\u9ad8\u7684\u9500\u552e\u989d\u3001\u5c31\u4e1a\u548c\u5e02\u503c\u589e\u957f\u76f8\u5173\uff1f<\/p>\n

      2. \u589e\u957f\u7684\u5185\u5728\u673a\u5236<\/strong>\uff1a\u5982\u679c AI \u4fc3\u8fdb\u4e86\u589e\u957f\uff0c\u5176\u4e3b\u8981\u9a71\u52a8\u6e20\u9053\u662f\u4ec0\u4e48\uff1f\u662f\u901a\u8fc7\u201c\u4ea7\u54c1\u521b\u65b0\u201d\uff0c\u8fd8\u662f\u901a\u8fc7\u201c\u6d41\u7a0b\u521b\u65b0\u548c\u6210\u672c\u524a\u51cf\u201d\uff1f<\/p>\n

      3. \u589e\u957f\u7684\u5206\u5e03\u7279\u5f81<\/strong>\uff1a\u7531 AI \u9a71\u52a8\u7684\u589e\u957f\u662f\u5426\u5728\u4e0d\u540c\u7c7b\u578b\u7684\u4f01\u4e1a\u4e2d\u5b58\u5728\u5dee\u5f02\uff0c\u4f8b\u5982\uff0c\u662f\u5426\u66f4\u96c6\u4e2d\u4e8e\u5927\u578b\u4f01\u4e1a\uff1f\u5982\u679c\u6709\u5dee\u5f02\uff0c\u90a3\u8fd9\u79cd\u5dee\u5f02\u662f\u5426\u4f1a\u5f71\u54cd\u884c\u4e1a\u683c\u5c40\uff1f<\/p>\n

      \u7834\u89e3\u95ee\u9898\u4e00\uff1aAI \u6295\u8d44\u4e0e\u4f01\u4e1a\u589e\u957f\u7684\u5173\u7cfb<\/strong><\/p>\n

      \u7b2c\u4e00\u6b65\uff1a\u6784\u5efa\u6307\u6807<\/p>\n

      \u57fa\u4e8e Cognism \u7b80\u5386\u548c Burning Glass \u5c97\u4f4d\u6570\u636e\u5f62\u6210\u7684\u201c\u4eba\u529b\u8d44\u672c\u6570\u636e\u96c6\u201d\uff0c\u6784\u5efa\u4e00\u79cd\u65b0\u7684\u4f01\u4e1a AI \u6295\u8d44\u8861\u91cf\u6307\u6807\u3002<\/p>\n

      \u7814\u7a76\u8005\u4f7f\u7528\u6d77\u91cf\u62db\u8058\u4fe1\u606f\u6570\u636e\uff0c\u4ece\u201c\u6280\u80fd\u201d\u548c\u201c\u804c\u4f4d\u201d\u4e24\u4e2a\u5c42\u9762\u8861\u91cf AI \u5173\u8054\u5ea6\uff0c\u4e4b\u540e\uff0c\u57fa\u4e8e\u5458\u5de5\u804c\u4f4d\u63cf\u8ff0\u3001\u5de5\u4f5c\u671f\u95f4\u51fa\u7248\u7269\u3001\u4e13\u5229\u548c AI \u5173\u8054\u5ea6\u7b49\u4fe1\u606f\uff0c\u4ece\u5458\u5de5\u5c42\u9762\u8861\u91cf AI \u5173\u8054\u5ea6\u3002<\/p>\n

      \u901a\u8fc7\u5bf9\u4f01\u4e1a\u5185\u6240\u6709\u5458\u5de5\u8fdb\u884c\u8fd9\u6837\u7684\u5206\u6790\u548c\u5206\u7c7b\uff0c\u7814\u7a76\u8005\u6700\u7ec8\u53ef\u4ee5\u8ba1\u7b97\u51fa\u5728\u4efb\u4f55\u4e00\u4e2a\u65f6\u95f4\u70b9\uff0c\u8be5\u516c\u53f8\u62e5\u6709\u7684 AI \u4eba\u529b\u8d44\u672c\u7684\u603b\u91cf\u6216\u6bd4\u4f8b\uff0c\u4ece\u800c\u5b9e\u73b0\u5bf9\u4f01\u4e1a AI \u6295\u8d44\u7684\u91cf\u5316\u8bc4\u4f30\u3002<\/p>\n

      \u7b2c\u4e8c\u6b65\uff1a\u5168\u9762\u5206\u6790\u3001\u4e25\u8c28\u63a8\u8bba<\/p>\n

      \u7814\u7a76\u91c7\u7528\u957f\u671f\u5dee\u5206\u56de\u5f52<\/strong>\u4f5c\u4e3a\u4e3b\u8981\u5206\u6790\u7b56\u7565\uff0c\u4f7f\u7528 2010 \u5e74\u81f3 2018 \u5e74\u95f4\uff0c\u4f01\u4e1a AI \u4eba\u624d\u6bd4\u4f8b\u7684\u53d8\u5316\u6570\u636e\uff0c\u5e76\u4e0e\u5176\u540c\u671f\u9500\u552e\u989d\u3001\u5c31\u4e1a\u548c\u5e02\u503c\u7b49\u6307\u6807\u7684\u53d8\u5316\u8fdb\u884c\u56de\u5f52\u5206\u6790\u3002<\/p>\n

      \u8fd9\u79cd\u65b9\u6cd5\u5c24\u5176\u9002\u7528\u4e8e\u5206\u6790\u6280\u672f\u53d8\u9769\u7684\u8fc7\u7a0b\uff0c\u5e76\u80fd\u6709\u6548\u63a7\u5236\u90a3\u4e9b\u4e0d\u968f\u65f6\u95f4\u53d8\u5316\u7684\u516c\u53f8\u56fa\u6709\u7279\u5f81\uff08\u5982\u4f01\u4e1a\u6587\u5316\uff09\u6240\u5e26\u6765\u7684\u5e72\u6270\u3002\u4e3a\u8fdb\u4e00\u6b65\u9a8c\u8bc1\u4e8c\u8005\u4e4b\u95f4\u5b58\u5728\u56e0\u679c\u5173\u7cfb\uff0c\u800c\u975e\u4ec5\u4ec5\u662f\u76f8\u5173\u6027\uff0c\u7814\u7a76\u91c7\u7528\u4e86\u66f4\u4e3a\u4e25\u8c28\u7684\u68c0\u9a8c\u65b9\u6cd5\u3002<\/p>\n

        \n
      • \n

        \u9996\u5148\uff0c\u901a\u8fc7\u9886\u5148\u6ede\u540e\u6a21\u578b<\/strong>\u8fdb\u884c\u52a8\u6001\u5206\u6790\uff0c\u68c0\u9a8c\u7ed3\u679c\u663e\u793a\uff0c\u4f01\u4e1a\u5728\u589e\u52a0 AI \u6295\u8d44\u4e4b\u524d\u5e76\u672a\u8868\u73b0\u51fa\u5f02\u5e38\u7684\u589e\u957f\u8d8b\u52bf\uff0c\u4ece\u800c\u6392\u9664\u4e86\u201c\u9ad8\u589e\u957f\u4f01\u4e1a\u66f4\u503e\u5411\u4e8e\u6295\u8d44 AI\u201d\u8fd9\u79cd\u53cd\u5411\u56e0\u679c\u7684\u53ef\u80fd\u6027\u3002<\/p>\n<\/li>\n

      • \n

        \u5176\u6b21\uff0c\u7814\u7a76\u91c7\u7528\u4e86\u5de5\u5177\u53d8\u91cf\u6cd5<\/strong>\uff0c\u4ee5\u89e3\u51b3\u53ef\u80fd\u5b58\u5728\u7684\u201c\u9057\u6f0f\u53d8\u91cf\u201d\u95ee\u9898\u3002\u7814\u7a76\u8005\u6784\u5efa\u4e86\u4e00\u4e2a\u65b0\u9896\u7684\u5de5\u5177\u53d8\u91cf\u2014\u2014\u5373\u4f01\u4e1a\u5728 AI \u70ed\u6f6e\u5174\u8d77\u524d\u4e0e\u90a3\u4e9b\u201c\u5386\u53f2\u4e0a AI \u7814\u7a76\u5b9e\u529b\u96c4\u539a\u7684\u5927\u5b66\u201d\u4e4b\u95f4\u7684\u62db\u8058\u8054\u7cfb\u5f3a\u5ea6\u3002\u5176\u903b\u8f91\u5728\u4e8e\uff0c\u8fd9\u79cd\u5386\u53f2\u8054\u7cfb\u4f7f\u5f97\u4f01\u4e1a\u80fd\u66f4\u4fbf\u5229\u5730\u83b7\u5f97 AI \u4eba\u624d\u4f9b\u7ed9\uff0c\u4ece\u800c\u5916\u5728\u5730\u63a8\u52a8\u4e86\u4f01\u4e1a\u7684 AI \u6295\u8d44\uff0c\u8fd9\u4f7f\u5f97\u7814\u7a76\u53ef\u4ee5\u66f4\u7eaf\u7cb9\u5730\u5206\u79bb\u51fa AI \u6295\u8d44\u5bf9\u4f01\u4e1a\u589e\u957f\u7684\u56e0\u679c\u6548\u5e94\u3002<\/p>\n<\/li>\n<\/ul>\n

        \u7834\u89e3\u95ee\u9898\u4e8c\uff1aAI \u6295\u8d44\u4fc3\u8fdb\u4f01\u4e1a\u589e\u957f\u7684\u5185\u5728\u673a\u5236<\/strong><\/p>\n

        \u7406\u8bba\u4e0a\uff0cAI \u53ef\u4ee5\u901a\u8fc7\u4e24\u6761\u8def\u5f84\u4fc3\u8fdb\u4f01\u4e1a\u53d1\u5c55\uff1a<\/p>\n

          \n
        • \n

          \u6d41\u7a0b\u521b\u65b0\uff08process innovation\uff09<\/strong>\uff1a\u901a\u8fc7\u81ea\u52a8\u5316\u66ff\u4ee3\u4eba\u529b\u3001\u4f18\u5316\u8fd0\u8425\u6d41\u7a0b\u6765\u964d\u4f4e\u6210\u672c\u3001\u63d0\u5347\u751f\u4ea7\u6548\u7387\u3002\u8fd9\u662f\u8fc7\u53bb\u8bb8\u591a\u6280\u672f\uff08\u5982\u5de5\u4e1a\u673a\u5668\u4eba\uff09\u5f71\u54cd\u7ecf\u6d4e\u7684\u4e3b\u8981\u65b9\u5f0f\u3002<\/p>\n<\/li>\n

        • \n

          \u4ea7\u54c1\u521b\u65b0\uff08product innovation\uff09<\/strong>\uff1a\u901a\u8fc7\u964d\u4f4e\u65b0\u4ea7\u54c1\u5f00\u53d1\u6210\u672c\u3001\u63d0\u5347\u73b0\u6709\u4ea7\u54c1\u8d28\u91cf\u3001\u6216\u521b\u9020\u5168\u65b0\u7684\u4ea7\u54c1\u4e0e\u670d\u52a1\u6765\u5f00\u62d3\u5e02\u573a\u3001\u589e\u52a0\u6536\u5165\u3002<\/p>\n<\/li>\n<\/ul>\n

          \u7814\u7a76\u91c7\u7528\u4e86\u5bf9\u6bd4\u9a8c\u8bc1\u7684\u65b9\u6cd5\uff0c\u5206\u522b\u5bf9\u4e24\u79cd\u8def\u5f84\u8fdb\u884c\u4e86\u68c0\u9a8c\uff1a<\/p>\n

          \u68c0\u9a8c\u201c\u6d41\u7a0b\u521b\u65b0\u201d\u6e20\u9053\u7684\u65b9\u6cd5<\/strong><\/p>\n

          \u4e3a\u4e86\u9a8c\u8bc1 AI \u662f\u5426\u901a\u8fc7\u964d\u4f4e\u6210\u672c\u548c\u63d0\u5347\u6548\u7387\u6765\u9a71\u52a8\u589e\u957f\uff0c\u7814\u7a76\u8005\u68c0\u9a8c\u4e86\u4ee5\u4e0b\u51e0\u4e2a\u5173\u952e\u6307\u6807\uff1a<\/p>\n

            \n
          • \n

            \u8fd0\u8425\u6210\u672c<\/strong>\uff1a\u7814\u7a76\u8005\u76f4\u63a5\u5206\u6790\u4e86 AI \u6295\u8d44\u589e\u957f\u4e0e\u4f01\u4e1a\u201c\u9500\u552e\u6210\u672c\u201d\u548c\u201c\u8fd0\u8425\u8d39\u7528\u201d\u53d8\u5316\u7684\u5173\u7cfb\u3002\u7ed3\u679c\u53d1\u73b0\u6210\u672c\u4e0e\u9500\u552e\u989d\u540c\u6b65\u589e\u957f\uff0c\u5e76\u672a\u51fa\u73b0\u6210\u672c\u524a\u51cf\u7684\u8ff9\u8c61\u3002<\/p>\n<\/li>\n

          • \n

            \u751f\u4ea7\u7387\u6307\u6807<\/strong>\uff1a\u7814\u7a76\u8003\u5bdf\u4e86\u4e24\u4e2a\u6838\u5fc3\u7684\u751f\u4ea7\u7387\u6307\u6807\uff1a\u4e00\u662f\u201c\u4eba\u5747\u9500\u552e\u989d\u201d\uff0c\u5373\u52b3\u52a8\u751f\u4ea7\u7387\uff1b\u4e8c\u662f\u201c\u5168\u8981\u7d20\u751f\u4ea7\u7387\u201d\u3002\u7ed3\u679c\u663e\u793a\uff0cAI \u6295\u8d44\u7684\u589e\u957f\u4e0e\u8fd9\u4e24\u4e2a\u751f\u4ea7\u7387\u6307\u6807\u4e4b\u95f4\u6ca1\u6709\u663e\u8457\u7684\u5173\u8054\u3002<\/p>\n<\/li>\n

          • \n

            \u6d41\u7a0b\u4e13\u5229\uff08process patents\uff09\u6570\u91cf<\/strong>\uff1a\u4e0e\u4ea7\u54c1\u4e13\u5229\u76f8\u5bf9\u5e94\uff0c\u6d41\u7a0b\u4e13\u5229\u76f4\u63a5\u53cd\u6620\u4e86\u4f01\u4e1a\u5728\u751f\u4ea7\u548c\u8fd0\u8425\u6d41\u7a0b\u4e0a\u7684\u521b\u65b0\u6d3b\u52a8\u3002\u7814\u7a76\u53d1\u73b0\uff0cAI \u6295\u8d44\u7684\u589e\u957f\u4e0e\u6d41\u7a0b\u4e13\u5229\u7684\u6570\u91cf\u4e4b\u95f4\u5b58\u5728\u201c\u96f6\u5173\u7cfb\u201d\u3002<\/p>\n<\/li>\n<\/ul>\n

            \u68c0\u9a8c\u201c\u4ea7\u54c1\u521b\u65b0\u201d\u6e20\u9053\u7684\u65b9\u6cd5<\/strong><\/p>\n

            \u7814\u7a76\u8005\u4f7f\u7528\u4e86\u4e09\u4e2a\u6307\u6807\u6765\u91cf\u5316\u548c\u8861\u91cf\u4f01\u4e1a\u7684\u4ea7\u54c1\u521b\u65b0\u6d3b\u52a8\uff0c\u5e76\u5206\u6790\u5b83\u4eec\u4e0e\u4f01\u4e1a AI \u4eba\u624d\u5bc6\u5ea6\u589e\u957f\u7684\u5173\u7cfb\u3002<\/p>\n

              \n
            • \n

              \u5546\u6807\uff08trademarks\uff09\u6570\u91cf<\/strong>\uff1a\u5546\u6807\u901a\u5e38\u5728\u4f01\u4e1a\u51c6\u5907\u5c06\u65b0\u4ea7\u54c1\u6216\u670d\u52a1\u5546\u4e1a\u5316\u65f6\u8fdb\u884c\u6ce8\u518c\uff0c\u662f\u4ea7\u54c1\u521b\u65b0\u7684\u4e00\u5927\u4f53\u73b0\u3002\u56e0\u6b64\uff0c\u7814\u7a76\u8005\u68c0\u9a8c\u4e86 AI \u6295\u8d44\u589e\u957f\u4e0e\u4f01\u4e1a\u7533\u8bf7\u5546\u6807\u6570\u91cf\u7684\u53d8\u5316\u662f\u5426\u5b58\u5728\u6b63\u76f8\u5173\u5173\u7cfb\uff0c\u4ee5\u6b64\u8861\u91cf\u65b0\u4ea7\u54c1\u7684\u4ea7\u751f\u901f\u5ea6\u3002<\/p>\n<\/li>\n

            • \n

              \u4ea7\u54c1\u4e13\u5229\uff08product patents\uff09\u6570\u91cf<\/strong>\uff1a\u7814\u7a76\u8005\u533a\u5206\u4e86\u4ea7\u54c1\u4e13\u5229\u548c\u6d41\u7a0b\u4e13\u5229\uff0c\u4e13\u95e8\u5206\u6790\u4e86\u90a3\u4e9b\u4e0e\u4ea7\u54c1\u529f\u80fd\u548c\u8bbe\u8ba1\u76f4\u63a5\u76f8\u5173\u7684\u201c\u4ea7\u54c1\u4e13\u5229\u201d\u6570\u91cf\u7684\u53d8\u5316\u3002\u8fd9\u4e0d\u4ec5\u53cd\u6620\u4e86\u65b0\u4ea7\u54c1\u7684\u521b\u9020\uff0c\u4e5f\u53cd\u6620\u4e86\u5bf9\u73b0\u6709\u4ea7\u54c1\u7684\u6539\u8fdb\u3002<\/p>\n<\/li>\n

            • \n

              \u4ea7\u54c1\u7ec4\u5408\u53d8\u5316\uff08changes in product mix\uff09<\/strong>\uff1a\u7814\u7a76\u8005\u501f\u9274\u4e86 Hoberg et al. (2014) \u7684\u65b9\u6cd5\uff0c\u901a\u8fc7\u6587\u672c\u5206\u6790\u4f01\u4e1a\u5e74\u5ea6\u62a5\u544a\u4e2d\u5bf9\u4ea7\u54c1\u63cf\u8ff0\u7684\u53d8\u5316\uff0c\u6765\u8861\u91cf\u4f01\u4e1a\u4ea7\u54c1\u7ebf\u7684\u66f4\u65b0\u8fed\u4ee3\u901f\u5ea6\u3002<\/p>\n<\/li>\n<\/ul>\n

              \u7834\u89e3\u95ee\u9898\u4e09\uff1aAI \u9a71\u52a8\u589e\u957f\u7684\u5206\u5e03\u7279\u5f81\uff0c\u4ee5\u53ca\u5bf9\u884c\u4e1a\u683c\u5c40\u7684\u5f71\u54cd<\/strong><\/p>\n

              \u4e3a\u4e86\u7814\u7a76 AI \u9a71\u52a8\u7684\u589e\u957f\u662f\u5426\u5728\u4e0d\u540c\u89c4\u6a21\u7684\u4f01\u4e1a\u4e2d\u5b58\u5728\u5dee\u5f02\uff0c\u4ee5\u53ca\u4f01\u4e1a\u5c42\u9762\u7684\u589e\u957f\u662f\u5426\u4f1a\u8f6c\u5316\u6210\u884c\u4e1a\u5c42\u9762\u7684\u589e\u957f\uff0c\u7814\u7a76\u8005\u91c7\u7528\u4e86\u4ee5\u4e0b\u4e24\u79cd\u7814\u7a76\u65b9\u6cd5\uff1a<\/p>\n

              \u6309\u4f01\u4e1a\u89c4\u6a21\u8fdb\u884c\u5206\u7ec4\u56de\u5f52\u5206\u6790<\/strong><\/p>\n

              \u7814\u7a76\u8005\u5c06\u6837\u672c\u4e2d\u7684\u516c\u53f8\u6309\u7167\u5176\u5728 2010 \u5e74\u7684\u521d\u59cb\u89c4\u6a21\uff08\u4ee5\u5458\u5de5\u4f5c\u4e3a\u8861\u91cf\u6807\u51c6\uff09\u5206\u4e3a\u4e09\u4e2a\u7b49\u7ea7\uff08\u5c0f\u578b\u3001\u4e2d\u578b\u3001\u5927\u578b\uff09\uff0c\u5bf9\u8fd9\u4e09\u4e2a\u4e0d\u540c\u89c4\u6a21\u7684\u4f01\u4e1a\u7ec4\u5206\u522b\u8fdb\u884c\u4e86\u957f\u671f\u5dee\u5206\u56de\u5f52\u5206\u6790\uff0c\u6bd4\u8f83\u4e0d\u540c\u89c4\u6a21\u7684\u4f01\u4e1a\u4e2d\uff0cAI \u6295\u8d44\u5bf9\u589e\u957f\u7684\u5f71\u54cd\u7cfb\u6570\u5dee\u5f02\u3002<\/p>\n

              \u901a\u8fc7\u8fd9\u79cd\u5206\u7ec4\u6bd4\u8f83\uff0c\u53ef\u4ee5\u76f4\u63a5\u89c2\u5bdf\u5230 AI \u6295\u8d44\u5e26\u6765\u7684\u589e\u957f\u6548\u5e94\u662f\u5426\u968f\u4f01\u4e1a\u89c4\u6a21\u7684\u589e\u5927\u800c\u589e\u5f3a\u3002\u7814\u7a76\u53d1\u73b0\uff0c\u8fd9\u79cd\u5173\u7cfb\u662f\u5355\u8c03\u9012\u589e\u7684\uff0c\u5373\u4f01\u4e1a\u521d\u59cb\u89c4\u6a21\u8d8a\u5927\uff0cAI \u6295\u8d44\u5e26\u6765\u7684\u589e\u957f\u6548\u5e94\u8d8a\u5f3a\u3002<\/p>\n

              \u884c\u4e1a\u5c42\u9762\u96c6\u4e2d\u5ea6\u5206\u6790<\/strong><\/p>\n

              \u7814\u7a76\u8005\u5c06\u5206\u6790\u5355\u4f4d\u4ece\u5355\u4e2a\u516c\u53f8\u63d0\u5347\u5230\u6574\u4e2a\u884c\u4e1a\u5c42\u9762\uff0c\u8003\u5bdf\u884c\u4e1a\u6574\u4f53\u7684 AI \u6295\u8d44\u6c34\u5e73\u4e0e\u884c\u4e1a\u7ed3\u6784\u53d8\u5316\u4e4b\u95f4\u7684\u5173\u7cfb\u3002\u4e3a\u4e86\u8861\u91cf\u884c\u4e1a\u96c6\u4e2d\u5ea6\uff0c\u7814\u7a76\u91c7\u7528\u4e86\u4e24\u4e2a\u6807\u51c6\u7684\u7ecf\u6d4e\u5b66\u6307\u6807\uff1a\u8d6b\u82ac\u8fbe\u5c14-\u8d6b\u5e0c\u66fc\u6307\u6570 (Herfindahl-Hirschman Index, HHI) \u53ca\u884c\u4e1a\u5185\u6700\u5927\u516c\u53f8\u7684\u5e02\u573a\u4efd\u989d\u3002<\/p>\n

              \u7814\u7a76\u8005\u901a\u8fc7\u56de\u5f52\u5206\u6790\uff0c\u68c0\u9a8c\u4e86\u884c\u4e1a\u5c42\u9762\u7684 AI \u6295\u8d44\u589e\u957f\u662f\u5426\u4e0e\u540c\u671f\u7684\u884c\u4e1a\u96c6\u4e2d\u5ea6\u6307\u6807\uff08HHI \u6216\u5934\u90e8\u4f01\u4e1a\u5e02\u573a\u4efd\u989d\uff09\u7684\u63d0\u5347\u76f8\u5173\u8054\u3002\u7ed3\u679c\u663e\u793a\uff0cAI \u6295\u8d44\u8d8a\u591a\u7684\u884c\u4e1a\uff0c\u5176\u96c6\u4e2d\u5ea6\u4e5f\u8d8a\u9ad8\u3002<\/p>\n

              4. \u7814\u7a76\u53d1\u73b0<\/h2>\n

              \u901a\u8fc7\u4e0a\u8ff0\u65b9\u6cd5\uff0c\u7814\u7a76\u6784\u5efa\u4e86\u201cAI \u6295\u8d44\u2014\u2014\u4f01\u4e1a\u589e\u957f\u201d\u7684\u5b8c\u6574\u5206\u6790\u6846\u67b6\uff0c\u5e76\u63d0\u70bc\u51fa\u4e09\u4e2a\u6838\u5fc3\u53d1\u73b0\uff1a<\/p>\n

              \u53d1\u73b0\u4e00\uff1aAI \u6295\u8d44\u4e0e\u4f01\u4e1a\u589e\u957f\u7684\u91cf\u5316\u5173\u7cfb<\/strong>
              \n\u5728\u63a7\u5236\u884c\u4e1a\u3001\u4f01\u4e1a\u521d\u59cb\u7279\u5f81\u7b49\u53d8\u91cf\u540e\uff0c\u7814\u7a76\u5f97\u51fa\u660e\u786e\u7684\u91cf\u5316\u7ed3\u8bba\uff1a\u4f01\u4e1a AI \u5c97\u4f4d\u5360\u6bd4\u6bcf\u589e\u52a0 1 \u4e2a\u6807\u51c6\u5dee\uff08\u7ea6 0.62%\uff09\uff0c\u5bf9\u5e94\uff1a<\/p>\n

                \n
              • \n

                \u9500\u552e\u989d\u589e\u957f 19.5%\uff08\u56de\u5f52\u7cfb\u6570\u4e3a 0.195\uff0c\u5728 1% \u7684\u6c34\u5e73\u4e0a\u663e\u8457\uff09<\/p>\n<\/li>\n

              • \n

                \u5c31\u4e1a\u4eba\u6570\u589e\u957f 18.1%\uff08\u56de\u5f52\u7cfb\u6570\u4e3a 0.181\uff0c\u5728 5% \u7684\u6c34\u5e73\u4e0a\u663e\u8457\uff09<\/p>\n<\/li>\n

              • \n

                \u5e02\u503c\u589e\u957f 22.3%\uff08\u56de\u5f52\u7cfb\u6570\u4e3a 0.223\uff0c\u5728 5% \u7684\u6c34\u5e73\u4e0a\u663e\u8457\uff09<\/p>\n<\/li>\n<\/ul>\n

                \u66f4\u91cd\u8981\u7684\u662f\uff0c\u8fd9\u4e00\u6548\u5e94\u5728\u5236\u9020\u4e1a\u3001\u91d1\u878d\u4e1a\u3001\u96f6\u552e\u4e1a\u7b49\u884c\u4e1a\u5747\u6210\u7acb\u3002<\/p>\n

                \u53d1\u73b0\u4e8c\uff1a\u589e\u957f\u7684\u6838\u5fc3\u8def\u5f84\u2014\u2014\u4ea7\u54c1\u521b\u65b0<\/strong>
                \n\u7814\u7a76\u53d1\u73b0\uff0cAI \u5bf9\u4f01\u4e1a\u589e\u957f\u7684\u8d21\u732e\u4e3b\u8981\u6765\u81ea\u4ea7\u54c1\u521b\u65b0\uff0c\u800c\u975e\u6d41\u7a0b\u521b\u65b0\u548c\u6210\u672c\u524a\u51cf\uff1a<\/p>\n

                  \n
                • \n

                  \u5173\u4e8e\u4ea7\u54c1\u521b\u65b0\u7684\u76f4\u63a5\u8bc1\u636e<\/strong>\uff1a\u4f01\u4e1a AI \u5458\u5de5\u6bcf\u589e\u52a0 1 \u4e2a\u6807\u51c6\u5dee\uff0c\u5546\u6807\u6570\u91cf\u589e\u957f 13.4%\uff08\u56de\u5f52\u7cfb\u6570\u4e3a0.134\uff0c\u5728 5% \u7684\u6c34\u5e73\u4e0a\u663e\u8457\uff09\u3001\u4ea7\u54c1\u4e13\u5229\u6570\u91cf\u589e\u957f 23.9%\uff08\u56de\u5f52\u7cfb\u6570\u4e3a0.239\uff0c\u57281%\u7684\u6c34\u5e73\u4e0a\u663e\u8457\uff09\u3002\u4f8b\u5982\uff0cModerna \u5229\u7528 AI \u52a0\u901f mRNA \u75ab\u82d7\u7814\u53d1\uff0c\u5c06\u4f20\u7edf\u9700\u8981\u6570\u5e74\u7684\u6d41\u7a0b\u7f29\u77ed\u81f3 65 \u5929\uff1b\u5361\u7279\u5f7c\u52d2\u901a\u8fc7 AI \u4f18\u5316\u673a\u68b0\u8bbe\u8ba1\uff0c\u63a8\u51fa\u66f4\u5b89\u5168\u3001\u7075\u6d3b\u7684\u201c\u667a\u80fd\u673a\u68b0\u201d\u4ea7\u54c1\u7ebf\u3002<\/p>\n<\/li>\n

                • \n

                  \u6210\u672c\u4e0e\u6548\u7387\u7684\u5173\u8054\u65e0\u663e\u8457\u53d8\u5316<\/strong>\uff1aAI \u6295\u8d44\u4e0e\u201c\u4eba\u5747\u9500\u552e\u989d\u201d\u3001\u201c\u5168\u8981\u7d20\u751f\u4ea7\u7387\u201d\u7b49\u6548\u7387\u6307\u6807\u65e0\u663e\u8457\u5173\u8054\uff0c\u4e5f\u672a\u589e\u52a0\u4f01\u4e1a\u7684\u6d41\u7a0b\u4e13\u5229\u3002\u8fd9\u610f\u5473\u7740\uff0cAI \u76ee\u524d\u5e76\u672a\u5927\u89c4\u6a21\u66ff\u4ee3\u73b0\u6709\u52b3\u52a8\u529b\u6216\u964d\u4f4e\u8fd0\u8425\u6210\u672c\u3002<\/p>\n<\/li>\n<\/ul>\n

                  \u4e3a\u4f55 AI \u9a71\u52a8\u589e\u957f\u7684\u673a\u5236\u4f1a\u805a\u7126\u4e8e\u4ea7\u54c1\u521b\u65b0\u6e20\u9053\uff1f\u7814\u7a76\u4ece\u201c\u9884\u6d4b\u6280\u672f\u201d\u7684\u672c\u8d28\u7ed9\u51fa\u89e3\u91ca\uff1aAI \u7684\u6838\u5fc3\u4ef7\u503c\u5728\u4e8e\u5904\u7406\u6d77\u91cf\u6570\u636e\u3001\u964d\u4f4e\u4e0d\u786e\u5b9a\u6027\uff0c\u5728\u4ea7\u54c1\u7814\u53d1\u4e2d\uff0c\u8fd9\u79cd\u80fd\u529b\u53ef\u4ee5\u5e2e\u52a9\u4f01\u4e1a\u66f4\u5feb\u5730\u8bd5\u9a8c\u65b0\u4ea7\u54c1\uff08\u5982\u901a\u8fc7 AI \u6a21\u62df\u6d88\u8d39\u8005\u53cd\u9988\uff09\u3001\u66f4\u7cbe\u51c6\u5730\u5339\u914d\u5ba2\u6237\u9700\u6c42\uff08\u5982\u901a\u8fc7\u7528\u6237\u884c\u4e3a\u6570\u636e\u5b9a\u5236\u4ea7\u54c1\uff09\uff0c\u4ece\u800c\u964d\u4f4e\u4ea7\u54c1\u521b\u65b0\u7684\u6210\u672c\u4e0e\u98ce\u9669\u3002<\/p>\n

                  \u53d1\u73b0\u4e09\uff1aAI \u589e\u957f\u6548\u5e94\u7684\u201c\u89c4\u6a21\u5dee\u5f02\u201d\u548c\u201c\u884c\u4e1a\u96c6\u4e2d\u201d\u73b0\u8c61<\/strong><\/p>\n

                  1. \u589e\u957f\u7ea2\u5229\u5411\u5927\u578b\u4f01\u4e1a\u503e\u659c<\/strong><\/p>\n

                  \u7814\u7a76\u53d1\u73b0\uff0cAI \u6295\u8d44\u5e26\u6765\u7684\u589e\u957f\u5e76\u975e\u5747\u5300\u5206\u5e03\uff0c\u800c\u662f\u663e\u8457\u5730\u5411\u521d\u59cb\u89c4\u6a21\u66f4\u5927\u7684\u516c\u53f8\u503e\u659c\u3002\u7814\u7a76\u5c06\u516c\u53f8\u6309\u521d\u59cb\u89c4\u6a21\u5206\u4e3a\u4e09\u7ec4\u540e\u53d1\u73b0\uff0cAI \u6295\u8d44\u4e0e\u4f01\u4e1a\u589e\u957f\u4e4b\u95f4\u7684\u6b63\u5411\u5173\u7cfb\u5728\u5927\u578b\u4f01\u4e1a\u4e2d\u8981\u5f3a\u5f97\u591a\u3002\u5927\u578b\u4f01\u4e1a\uff1aAI \u6295\u8d44\u5e26\u6765\u7684\u9500\u552e\u989d\u589e\u957f\u4e3a 25.6%\uff1b\u4e2d\u578b\u4f01\u4e1a\uff1a\u589e\u957f\u4e3a 12.3%\uff1b\u5c0f\u578b\u4f01\u4e1a\uff1a\u589e\u957f\u4ec5\u4e3a 5.1%\u3002<\/p>\n

                  \u7814\u7a76\u6307\u51fa\uff0c\u51fa\u73b0\u8fd9\u79cd\u5927\u4f01\u4e1a\u4f18\u52bf\u73b0\u8c61\u7684\u6838\u5fc3\u539f\u56e0\u5728\u4e8e\u201c\u6570\u636e\u4f18\u52bf\u201d\uff1a\u5927\u578b\u4f01\u4e1a\u5728\u957f\u671f\u8fd0\u8425\u4e2d\u79ef\u7d2f\u4e86\u66f4\u591a\u7684\u7528\u6237\u6570\u636e\u3001\u751f\u4ea7\u6570\u636e\u3001\u4f9b\u5e94\u94fe\u6570\u636e\uff0c\u800c\u8fd9\u4e9b\u6570\u636e\u662f AI \u6a21\u578b\u8bad\u7ec3\u7684\u5173\u952e\u8f93\u5165\u3002<\/strong>\u4f8b\u5982\uff0c\u5927\u578b\u836f\u4f01\u62e5\u6709\u6d77\u91cf\u4e34\u5e8a\u8bd5\u9a8c\u6570\u636e\uff0c\u80fd\u66f4\u5feb\u901a\u8fc7 AI \u7b5b\u9009\u6709\u6548\u836f\u7269\u5206\u5b50\uff1b\u5927\u578b\u96f6\u552e\u5546\u57fa\u4e8e\u591a\u5e74\u9500\u552e\u6570\u636e\uff0c\u80fd\u66f4\u7cbe\u51c6\u5730\u9884\u6d4b\u6d41\u884c\u8d8b\u52bf\u3002<\/p>\n

                  2. \u884c\u4e1a\u96c6\u4e2d\u5ea6\u63d0\u5347<\/strong>
                  \n\u7814\u7a76\u8868\u660e\uff0c\u4f01\u4e1a\u5c42\u9762\u7684\u4e0d\u5747\u8861\u589e\u957f\u6700\u7ec8\u5bfc\u81f4\u4e86\u884c\u4e1a\u6574\u4f53\u683c\u5c40\u7684\u53d8\u5316\uff0c\u5373\u884c\u4e1a\u96c6\u4e2d\u5ea6\u7684\u63d0\u5347\u3002\u7814\u7a76\u901a\u8fc7\u884c\u4e1a\u5c42\u9762\u7684\u5206\u6790\u53d1\u73b0\uff0c\u5728\u63a7\u5236\u4e86\u5176\u4ed6\u56e0\u7d20\u540e\uff0c\u4e00\u4e2a\u884c\u4e1a\u5728 AI \u9886\u57df\u7684\u6295\u8d44\u8d8a\u591a\uff0c\u8be5\u884c\u4e1a\u7684\u8d6b\u82ac\u8fbe\u5c14-\u8d6b\u5e0c\u66fc\u6307\u6570\uff08HHI\uff0c\u8861\u91cf\u5e02\u573a\u96c6\u4e2d\u5ea6\u7684\u5e38\u7528\u6307\u6807\uff09\u4e5f\u8d8a\u9ad8\u3002\u4e00\u4e2a\u6807\u51c6\u5dee\u7684\u884c\u4e1a AI \u6295\u8d44\u589e\u957f\uff0c\u5bf9\u5e94\u7740 HHI \u6307\u6570\u63d0\u5347 0.018 \u4e2a\u767e\u5206\u70b9\u3002<\/p>\n

                  5. \u5bf9\u4f01\u4e1a\u9886\u5bfc\u8005\u7684\u542f\u793a\uff1a\u4ece\u201c\u6280\u672f\u91c7\u8d2d\u201d\u8f6c\u5411\u201c\u80fd\u529b\u5efa\u8bbe\u201d<\/h2>\n

                  \u8fd9\u7bc7\u4e25\u8c28\u7684\u5b66\u672f\u7814\u7a76\uff0c\u4e3a\u8eab\u5904 AI \u65f6\u4ee3\u7684\u5546\u4e1a\u9886\u8896\u4eec\u63d0\u4f9b\u4e86\u4e09\u4e2a\u81f3\u5173\u91cd\u8981\u7684\u6218\u7565\u542f\u793a\uff1a<\/p>\n

                  1. \u91cd\u65b0\u5b9a\u4e49 AI \u6218\u7565\u7684\u7ec8\u6781\u76ee\u6807<\/strong>\u3002\u4f01\u4e1a\u7684 AI \u6218\u7565\u91cd\u5fc3\uff0c\u5e94\u4ece\u5355\u7eaf\u8ffd\u6c42\u5185\u90e8\u6d41\u7a0b\u7684\u81ea\u52a8\u5316\u548c\u6548\u7387\u63d0\u5347\uff0c\u8f6c\u5411\u5229\u7528 AI \u521b\u9020\u65b0\u7684\u5ba2\u6237\u4ef7\u503c\u548c\u5f00\u8f9f\u65b0\u7684\u589e\u957f\u66f2\u7ebf\u3002\u9886\u5bfc\u8005\u9700\u8981\u601d\u8003\u7684\u6839\u672c\u95ee\u9898\u662f\uff1aAI \u5982\u4f55\u5e2e\u52a9\u6211\u4eec\u521b\u9020\u51fa\u5ba2\u6237\u613f\u610f\u4e3a\u4e4b\u4ed8\u8d39\u7684\u65b0\u4ea7\u54c1\u3001\u65b0\u670d\u52a1\u6216\u65b0\u4f53\u9a8c\uff1f<\/p>\n

                  2. \u5c06\u4eba\u529b\u8d44\u672c\u7f6e\u4e8e AI \u6218\u7565\u7684\u6838\u5fc3<\/strong>\u3002\u7814\u7a76\u6e05\u6670\u5730\u8868\u660e\uff0cAI \u7684\u6210\u529f\u5e94\u7528\u4f9d\u8d56\u4e8e\u62e5\u6709\u76f8\u5173\u6280\u80fd\u7684\u4eba\u624d\u3002\u4f01\u4e1a\u7ade\u4e89\u7684\u672c\u8d28\uff0c\u662f\u5bf9 AI \u4eba\u624d\u7684\u4e89\u593a\u3002\u4f46\u8fd9\u4e0d\u4ec5\u4ec5\u662f\u6307\u5c11\u6570\u9876\u5c16\u7684\u6570\u636e\u79d1\u5b66\u5bb6\uff0c\u66f4\u5305\u62ec\u5168\u4f53\u5458\u5de5\u3002\u5982\u679c AI \u7684\u4ef7\u503c\u5728\u4e8e\u8d4b\u80fd\u521b\u65b0\uff0c\u90a3\u4e48\u7ec4\u7ec7\u4e2d\u7684\u6bcf\u4e00\u4e2a\u4eba\u90fd\u9700\u8981\u7406\u89e3 AI \u80fd\u505a\u4ec0\u4e48\u3001\u4e0d\u80fd\u505a\u4ec0\u4e48\uff0c\u4ee5\u53ca\u5982\u4f55\u66f4\u597d\u5730\u4f7f\u7528 AI \u8fdb\u884c\u5de5\u4f5c\u3002<\/strong><\/p>\n

                  3. \u62e5\u62b1\u201cAI \u589e\u5f3a\u4eba\u201d\u800c\u975e\u201cAI \u53d6\u4ee3\u4eba\u201d\u7684\u7406\u5ff5<\/strong>\u3002\u7814\u7a76\u7ed3\u679c\u662f\u5bf9\u201cAI \u5a01\u80c1\u8bba\u201d\u7684\u6709\u529b\u56de\u5e94\u3002AI \u5e76\u6ca1\u6709\u5bfc\u81f4\u5927\u89c4\u6a21\u7684\u5931\u4e1a\uff0c\u53cd\u800c\u4f34\u968f\u7740\u4f01\u4e1a\u5458\u5de5\u603b\u6570\u7684\u589e\u957f\u3002\u6210\u529f\u7684\u4f01\u4e1a\u5e76\u975e\u7528 AI \u6765\u524a\u51cf\u4eba\u529b\u6210\u672c\uff0c\u800c\u662f\u7528 AI \u6765\u653e\u5927\u4eba\u7684\u521b\u9020\u529b\uff0c\u8ba9\u5458\u5de5\u4ece\u91cd\u590d\u6027\u5de5\u4f5c\u4e2d\u89e3\u653e\u51fa\u6765\uff0c\u4e13\u6ce8\u4e8e\u66f4\u5177\u6218\u7565\u6027\u548c\u521b\u65b0\u6027\u7684\u4efb\u52a1\u3002<\/p>\n

                  \u4f7f\u7528 AI \u7684\u76ee\u7684\u4e0d\u662f\u8981\u53d6\u4ee3\u4eba\uff0c\u800c\u662f\u8981\u589e\u5f3a\u4eba\uff0c\u6210\u4e3a\u589e\u5f3a\u4eba\u7c7b\u667a\u6167\u548c\u521b\u9020\u529b\u7684\u5f3a\u5927\u5de5\u5177\u3002\u4f01\u4e1a\u7684\u672a\u6765\uff0c\u4e0d\u53d6\u51b3\u4e8e\u62e5\u6709\u591a\u5c11 AI \u5de5\u5177\uff0c\u800c\u5728\u4e8e\u6709\u591a\u5c11\u80fd\u591f\u9ad8\u6548\u4f7f\u7528\u8fd9\u4e9b\u5de5\u5177\u7684\u4eba\u3002<\/strong>\u56e0\u6b64\uff0c\u63d0\u5347\u6574\u4e2a\u7ec4\u7ec7\u7684\u201cAI \u7d20\u517b\u201d\uff0c\u4fbf\u6210\u4e3a\u4f01\u4e1a\u5728 AI \u65f6\u4ee3\u4fdd\u6301\u7ade\u4e89\u529b\u7684\u5173\u952e\u6240\u5728\u3002<\/strong>\u8fd9\u4e0d\u518d\u662f IT \u90e8\u95e8\u6216\u5c11\u6570\u6280\u672f\u4e13\u5bb6\u7684\u4e8b\uff0c\u800c\u662f\u5173\u4e4e\u6bcf\u4e00\u4f4d\u5458\u5de5\u3001\u6bcf\u4e00\u4f4d\u7ba1\u7406\u8005\u7684\u6838\u5fc3\u80fd\u529b\u3002\u901a\u8fc7\u7cfb\u7edf\u5316\u7684\u5b66\u4e60\u548c\u5b9e\u8df5\uff0c\u8ba9\u5458\u5de5\u638c\u63e1\u9ad8\u6548\u3001\u9ad8\u8d28\u91cf\u4f7f\u7528 AI \u8fdb\u884c\u521b\u65b0\u7684\u80fd\u529b\uff0c\u4f01\u4e1a\u624d\u80fd\u771f\u6b63\u6293\u4f4f AI \u5e26\u6765\u7684\u589e\u957f\u673a\u9047\uff0c\u800c\u4e0d\u662f\u5728\u6280\u672f\u53d8\u9769\u7684\u6d6a\u6f6e\u4e2d\u88ab\u6dd8\u6c70\u3002<\/p>\n

                  \"alt\"<\/p>\n

                  UMU ALT \u56e2\u961f\u7531\u6765\u81ea\u6e05\u534e\u5927\u5b66\u3001\u5317\u4eac\u5927\u5b66\u3001\u4e2d\u56fd\u4eba\u6c11\u5927\u5b66\u3001\u5eb7\u5948\u5c14\u5927\u5b66\u3001\u4f5b\u7f57\u91cc\u8fbe\u5927\u5b66\u7b49\u5168\u7403\u77e5\u540d\u9ad8\u6821\u7684\u535a\u58eb\u7ec4\u6210\uff0c\u4e13\u6ce8\u4e8e\u6df1\u5165\u89e3\u6790 AI \u4e0e\u7ec4\u7ec7\u3001\u7ba1\u7406\u3001\u4eba\u529b\u8d44\u6e90\u7b49\u9886\u57df\u7684\u4ea4\u53c9\u7814\u7a76\u3002\u6211\u4eec\u7cfb\u7edf\u68b3\u7406\u5927\u91cf\u76f8\u5173\u5b66\u672f\u8bba\u6587\uff0c\u63d0\u70bc\u5176\u4e2d\u7684\u7814\u7a76\u65b9\u6cd5\u4e0e\u6838\u5fc3\u6d1e\u89c1\uff0c\u5e76\u5c06\u5176\u8f6c\u5316\u4e3a\u4f01\u4e1a\u53ef\u5b9e\u9645\u5e94\u7528\u7684\u77e5\u8bc6\u8d44\u6e90\u3002\u6b22\u8fce\u5173\u6ce8 AI \u529b\u8bba\u6587\u7814\u7a76\u5408\u96c6<\/a>\u3002\u540c\u65f6\uff0c\u6211\u4eec\u7ed3\u5408\u5b66\u672f\u6210\u679c\u3001\u884c\u4e1a\u9886\u8896\u5efa\u8bae\u53ca\u6700\u4f73\u5b9e\u8df5\u8bbf\u8c08\uff0c\u63a8\u51fa\u4e86\ud83d\udcd6\u300a\u53d1\u5c55\u5927\u6a21\u578b\u65f6\u4ee3\u7684 AI \u529b\u300b<\/a>\u5728\u7ebf\u7cfb\u5217\u8bfe\u7a0b\u3002\u8be5\u8bfe\u7a0b\u65e8\u5728\u5e2e\u52a9\u4f01\u4e1a\u5168\u9762\u7406\u89e3 AI \u6280\u672f\u6f14\u8fdb\u5bf9\u7ec4\u7ec7\u67b6\u6784\u3001\u7ba1\u7406\u6a21\u5f0f\u53ca\u5458\u5de5\u80fd\u529b\u6240\u5e26\u6765\u7684\u6df1\u8fdc\u5f71\u54cd\uff0c\u52a9\u529b\u7ec4\u7ec7\u6784\u5efa\u9762\u5411\u672a\u6765\u7684 AI \u7ade\u4e89\u529b\u3002\u6b22\u8fce\u70b9\u51fb\u6587\u672b\u201c\u9605\u8bfb\u539f\u6587\u201d\uff0c\u6df1\u5165\u4e86\u89e3\u8bfe\u7a0b\u5185\u5bb9\uff0c\u6216\ud83d\udcd6 \u8054\u7cfb UMU \u4e13\u5c5e\u987e\u95ee<\/a>\uff0c\u5f00\u542f\u60a8\u7684 AI \u8f6c\u578b\u4e4b\u65c5\u3002<\/i><\/p>\n

                  \u53c2\u8003\u6587\u732e\uff1a<\/p>\n

                  Babina, T., Fedyk, A., He, A., & Hodson, J. (2024). Artificial intelligence, firm growth, and product innovation.ournal of Financial Economics, 151<\/i>\uff0c103745.<\/p>\n","protected":false},"template":"","categories":[24],"tags":[28],"class_list":["post-1622","umu_blog","type-umu_blog","status-publish","hentry","category-24","tag-28"],"_links":{"self":[{"href":"https:\/\/www.umu.cn\/wp-cms\/wp-json\/wp\/v2\/umu_blog\/1622","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.umu.cn\/wp-cms\/wp-json\/wp\/v2\/umu_blog"}],"about":[{"href":"https:\/\/www.umu.cn\/wp-cms\/wp-json\/wp\/v2\/types\/umu_blog"}],"wp:attachment":[{"href":"https:\/\/www.umu.cn\/wp-cms\/wp-json\/wp\/v2\/media?parent=1622"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.umu.cn\/wp-cms\/wp-json\/wp\/v2\/categories?post=1622"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.umu.cn\/wp-cms\/wp-json\/wp\/v2\/tags?post=1622"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}